The Reserve Bank of India (RBI) on Tuesday released a new statistical table showing healthy growth to the commercial sector.According to the table, the year-on-year (YoY) growth in financial resources from banks to the commercial sector grew at 15.6 per cent for the fortnight ended November 9. The outstanding of resources mobilised stood at Rs 97.3 trillion. Out of these, non-food loan outstanding, the traditional metric of credit growth, was Rs 90.5 trillion, registering a growth of 14.6 per cent YoY. The table, which measures ‘adjusted non-food bank credit’, was used internally earlier, but will be standard feature from now onwards. The adjusted bank credit adds various investments* done by banks in the commercial sector, such as investments in commercial papers, investments in shares, and investments in bonds and debentures. The central argument seems to be that a bank not only provides loans to the commercial sector, but it lends through other means as well, and all should be taken into consideration to gauge a bank’s contribution to the commercial sector. The components are subject to mark-to-market losses, and therefore cannot be considered more than market instruments for investments where a bank is one of the investors, said the banker.